IndiaFirst Life Mahajeevan Plus Plan

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IndiaFirst Life Mahajeevan Plus Plan is a Non-Linked, Participating, Individual, Limited Pay, Money Back Endowment Plan which allows you to plan wisely for your growing financial needs with the assurance of liquidity as well as security!

Reasons to buy IndiaFirst Life Mahajeevan Plus Plan

  • Set and accomplish bigger goals with the help of timely assured payouts in this policy.

  • Stand to receive 103% of your Annualized Premiums at the end of your 3rd, 7th and 11th policy year.

  • Opt for or to enhance your base plan benefits.

  • Continue to keep your family secure for one full year even if you miss paying a premium (applicable after you have paid two full years’ premiums)

  • Enjoy the upside of earnings with an annual bonus (if any declared).

  • Pay for shorter period with options suiting your time horizon and fulfil your long-term goals.

  • Avail discounts on paying your renewal premiums early.

  • Tax benefits may be available on the premiums paid and benefits received as per prevailing tax laws

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What are the eligibility criteria?

  • Minimum age at entry is 1 month (20 years policy term) and 3 years (15 years policy term) and maximum age at entry is 55 years.

  • Minimum age at the end of the plan term is 20 years (20 years policy term) and 18 years (15 years policy term) and maximum age at the end of plan term is 75 years.

  • Pay Premium for 12 years for a minimum and maximum policy term of 15 and 20 years respectively.

  • Minimum Guaranteed Sum Assured on Maturity: Rs. 1,10,280 (for entry age up to 50 years) and Rs. 2,18, 880 (for entry age of 51 to 55 years). No limit on Maximum Sum Assured.

  • Minimum premium for applicants with entry age of 50 years or less is Rs.12,000 (Yearly), Rs. 6,143 (Half-yearly), INR 3,108 (Quarterly), INR 1,044 (Monthly) and minimum premium for applicants with entry age above 50 years is Rs.24,000 (Yearly), Rs. 12,286 (Half-yearly), INR 6,216 (Quarterly), INR 2,088 (Monthly) with no limit on maximum premium.

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